Perdix offers a comprehensive platform for Banks and NBFCs to automate their BC & Co-lending operations. This module offers API integration with partner systems, automation, configurable workflows, portfolio tracking and partner specific processes to increase efficiency.
Complete partner registration including documents and limits setup.
Customer, loan and transaction data exchange via API and file- based interfaces.
Rules for different products and partners and credit scoring framework for different asset classes.
Support for different type of loan component splits, schedules and blended interest rates for bank and partners.
FLDG and other covenants maintenance and reconciliation support.
Auto generation of loan agreements with e-signing / e-stamping support.
Support for digital disbursements and collections, with support of escrow reconciliation.
Complete reporting, MIS and data visualization solution using data warehouse for both banks and partners.