Perdix LOS helps financial institutions to automate the complete Loan Origination process from Lead management, KYC, dedupe to Credit underwriting and Sanction. Workflows can be defined, configured and modified as per the growing needs of the financial institution. The system supports multi-asset class with configurable process based on the business process of the financial institution.
Full functionality is available on mobile apps and desktop devices.
Business Rules Engine can be configured to define the rules for the system to act on individual files.
Scores can be configured based on the scoring system followed by the financial institution.
Documents, Fingerprints, photographs and Geo-tagging can be configured throughout various stages of the loan origination process.
API Integrations available with external systems for KYC Validation, Bank Statement Analysis, Credit underwriting and E-Documentation.
Stage specific dashboards to help users and management monitor files at various process stages and initiate swift action.
Full automation of Credit Appraisal Memo to facilitate efficient credit decisioning. Customer KYC, documents, credit parameters, and loan recommendation can be viewed at a single place for final credit decisioning.
Flexible workflow can be configured in the system to meet the business process of the Financial Institution. This includes workflow for data capture, data validation and credit decisioning which are a part of the loan origination workflow.